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EVERY WAGER COUNTS!

Borgata online has joined forces with M life rewards, the loyalty program that provides exclusive benefits at MGM resorts nationwide! Your current status will be converted to the equivalent M life tier level and you’ll earn additional tier credits every time you wager on borgata online.

WELCOME TO M life rewards

All borgata online players are now members of M life rewards! That means you’ll enjoy valuable perks at the most spectacular casino resorts in the world, including personalized offers, dedicated windows at sportsbooks, discounted and comped rooms (based on play), and much more. Members can also take advantage of special offers in the borgata loyalty store!

NEW! Through december 31, 2020, M life rewards has temporarily lowered the tier credits required to achieve pearl, gold and platinum status. It’s now easier to advance your tier and enjoy more of the benefits you love!

SAPPHIRE

• Irps earned playing online casino and online poker redeemable for express comps, cash and bonuses


• Earn points and express comps redeemable at all M life rewards destinations


• Personalized offers and room discounts

PEARL

Enjoy all the perks of sapphire membership, along with:

• 10% bonus when redeeming irps earned playing online casino and online poker


• Dedicated line at participating buffets

Experience everything pearl members do, plus:

• 20% bonus when redeeming irps earned playing online casino and online poker


• Priority hotel check-in line at the front desk

PLATINUM

All the benefits of gold membership enhanced with:

• 30% bonus when redeeming irps earned playing online casino and online poker


• Priority access for valet and taxi service


• Annual complimentary cruise for qualifying members

As part of our ultra-elite, NOIR members get the best of everything.

• 40% bonus when redeeming irps earned playing online casino and online poker


• Guaranteed hotel and restaurant reservations


• Complimentary limousine service to/from nearest airport with hotel stay

*irewards points (irps) are visible under my account / loyalty / my ireward points or ireward points history.

**tier credit requirements valid through december 31st, 2020. Tier credits are not visible under my account / loyalty. Visit M life rewards for full details and a complete list of benefits.

HOW DO I EARN irewards POINTS (irps) AND TIER CREDITS?

You’ll earn irewards points (irps) for all of your casino play, which you can use for special offers in the loyalty store! Here’s how it works:

game category	wager amount*	irps earned	tier credits earned
regular slots, other	$5	1	1
progressive/jackpot slots	$10	1	1
video poker	$20	1	1
baccarat, blackjack, craps, roulette	$25	1	1

*wager amount will vary based on actual game played.

Plus, you’ll earn 5.56 irps for every $1 you spend in poker tournament fees and cash game rake. Sports wagers will add credits to your M life tier level status, but will not contribute to your irps total.

Sports category	wager amount	irps earned	tier credits earned
straight bets	$100	-	1
parlay & round robin bets	$50	-	1

Tier credits will be awarded on bet settlement. You cannot earn tier credits for freebets/early cashout bets. Your tier credit balance is updated at the end of the day.

How to activate M life rewards account

Click on the 'sign in' button. A drop-down menu will appear.

At the bottom of the drop-down menu, click on 'activate your account'.

Enter your email address and birthdate, then click on 'activate M life rewards account'.
(if you receive an 'email not found' message, please visit the M life desk at borgata to update your email.)

You will receive an email with a confirmation code and link to the confirmation page. You may click on 'confirm email,' or copy and paste the code into the verification code box to activate your account.

Once your email has been confirmed, you can sign in using your verified credentials.

Upcoming casino events

M life rewards members enjoy exciting casino promotions and events every month. Stay up to date on what's happening at MGM national harbor.

All day every day $4 happy hour

Gamers can enjoy $4 beer, wine, and cocktails while playing. See a cocktail server for details and service.

50 fifty mondays

M lifeв® rewards members age 50 or older will receive 50% off at national market restaurants every monday.

New member bonus game

Sign up for M life rewards and insert your card into a slot machine for your chance to win up to $10,000 in FREEPLAY

M life rewards card must be inserted to win. See M life rewards desk for additional details.

Birthday casino promotion

We know just what you want on your birthdayвђ¦ FREEPLAYВ®!

Sign up for M life rewards and insert your card into a rewards kiosk on your birthday for your chance to win between $5 and $500 in FREEPLAYВ®. We wonвђ™t tell anyone your age.

Visit the M life rewards desk for more information.

Home chef gift giveaway

September 8 &9, 15&16, 22&23, 29&30
12:00 PM вђ“ 9:00 PM

Cooking from home just got a little better with our home chef gift giveaway. Earn 125 slot points or 1,000 tier credits from table play on the previous saturday, sunday, or promotional tuesday or wednesday to qualify for a gift that week. All slot points and tier credits must be earned on the same day. Earning on saturdays and sundays is from 6 AM to 11:59 PM. Earning on tuesdays and wednesdays is from 6 AM to 8:30 PM.

A different gift each week:

• 9.5 quart fry pan


• 3.5 quart dutch oven


• 7 quart dutch oven


• 4 quart dutch oven
  

Visit the M life rewards desk for more information.

Fall into FREEPLAY

September 13, 20 & 27
8:00 AM вђ“ 11:59 PM

Fall into $25,000 in FREEPLAYВ® every sunday in september. Earn 50 slot points or 400 tier credits from table play between 6:00 AM and 11:30 PM for one play. Play a total of five times, each with a chance to win $25,000 in FREEPLAY.

Visit the M life rewards desk for more information.

TV drawings

September 7, 11, 18 & 25

We are giving away 100 new samsung smart tvs this september. Receive one drawing entry for every 5 slot points or 40 tier credits from table play earned between september 1 at 6 AM and 8:59 PM on september 25.

Monday, september 7 | noon вђ“ 4 PM
fridays, september 11, 18 & 25 | 5 PM вђ“ 9 PM
five lucky winners will be called at the top of every hour

Visit the M life rewards desk for more information.

Mooncake gift giveaway

Monday, september 28
6:00 PM вђ“ 10:00 PM

Celebrate mid-autumn festival by taking home a mooncake gift. Earn 300 slot points or 2,400 tier credits from table play between 6:00 AM on september 27 and 9:30 PM on september 28.

Visit the M life rewards desk for more information.

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MGM grand las vegas offers text alerts to consumers interested in receiving property discounts as well as event and information related to MGM grand las vegas. A message will be sent to your mobile device for verification.

By joining this program you agree to receive periodic text messages. Message and data rates may apply. Text HELP to 50435 for help. Text STOP to 50435 to cancel. You will be unsubscribed from our SMS text messaging service immediately. Once you have cancelled, you will not receive any additional messages unless you re-register.

By joining this subscription program you authorize hipcricket to send you future automated marketing text messages on behalf of MGM grand las vegas at the mobile number you have provided. You also acknowledge that your agreement to receive these messages isnвђ™t required as a condition to purchase goods or services.

Terms of use at http://www.Mgmresorts.Com/termsofuse.Htm. You must have a two-way text-enabled phone with compatible carrier and plan. Compatible carriers include alltel wireless, AT&T, boost mobile, cricket wireless, metropcs, nextel, sprint, T-mobileв®, U.S. Cellular, verizon wireless, virgin mobile USA, tier 2/3 carrier group and associated carrier group. Text messaging is not available in all areas of the united states.

By signing up, you acknowledge you are at least 21 years old.

M life rewards program

M life is the casino rewards program from the MGM group and you can earn points when you play at a number of MGM owned properties including aria, bellagio, MGM grand, mandalay bay, the mirage, monte carlo, NY NY, luxor and the excalibur in las vegas.

Through M life, players receive points when they play at slots, table games or spend money in MGM properties, and these can be exchanged for rewards including meals, free play, retail, experiences and a whole lot more depending on your status.

The M life program has 5 distinct levels that each offers a different range of benefits to the player. Perhaps one of the biggest annoyances with this program is that it’s hard to figure out how it all works since it’s relatively confusing. It doesn’t offer easy guidance on how to earn points, tier credits, progress levels or help you figure out what you’re entitled too. Because of this, we’ve broken down the program (below the casino sites table) to help you understand everything you need to know about M life rewards.

Overview of M life tiers and requirements

Below we’ve provided a summary of the levels included in M life and what each tier qualifies you for. Scroll down further in this guide for a complete breakdown of each level, how you earn M life points, how you redeem points, and tips and tricks to get the most out of the program.

M life member looking to play games online?

A thorough breakdown of every M life tier

Sapphire M life tier | (0-24,999 points)

Complete list of benefits earned:

• Dedicated reservation lines


• Book personalized offers on mlife.Com


• Access to M life moments


• Exclusive access to mobile check-in via MGM resorts mobile app


• Access to benefits and offers from M life rewards preferred partners


• Earn express comps™ for playing slots and redeem at all M life rewards destinations nationwide


• Earn points for playing slots and convert to FREEPLAY® or express comps


• Earn holiday gift shoppe points for playing slots in las vegas


• Exclusive discounts on hotel rooms


• 5% exclusive M life rewards member discounts at participating retail shops (exclusions apply)


• Pre-sale ticket access to select events, concerts, and fights


• Discounts to select shows at M life rewards destinations nationwide (subject to availability)


• Avis rental car discount

The sapphire tier is the entry-level tier of the rewards program. All you have to do in order to get into this tier level is apply at an MGM casino property, be over the age of 21, and have a pulse. One thing we really like about the entry-level tier is that you do actually get some benefits that are worthwhile. Other rewards programs just give you the card, and it really doesn’t do you much good until you level up to the next tier.

But, with the sapphire level, you do get personalized offers sent to you online for future stays, dedicated reservation lines, pre-sale access to tickets, show, and car rental discounts, as well as access to mobile check-in. For us, these are the benefits that stick out the most and make getting signed up for this program a must-do if you’re going to be spending any time at an MGM property.

Pearl M life tier | (25,000-74,999 points)

Complete list of benefits earned:

• This tier includes all of the benefits of the sapphire tier


• Extended expiration for points and express comps


• Invitations to members-only events, tournaments, or promotions


• 10% bonus on points earned playing slots at M life rewards destinations nationwide


• 10% bonus on express comps earned at M life rewards destinations nationwide


• 10% exclusive M life rewards member discounts at participating retail shops (exclusions apply)


• Dedicated line at the buffet


• Complimentary self-parking

The pearl tier offers all of the benefits you get at the sapphire level plus a lot more perks that we think are pretty nice. First, you’re now going to earn points and express comps faster once you achieve the pearl level. Second, and we think it’s pretty important for those that drive down to the vegas casinos, is free self-parking. Additionally, you’re going to get dedicated buffet lines, invitations to special events and promotions, and your points and comps will last longer before they expire.

Gold M life tier | (75,000-199,999 points)

Complete list of benefits earned:

• This tier includes all of the benefits of the pearl and sapphire tiers.


• 20% bonus on points earned playing slots at M life rewards destinations nationwide


• 20% bonus on express comps earned at M life rewards destinations nationwide


• Priority hotel check-in line at the front desk


• Room upgrade (subject to availability at check-in, excludes suites)


• Dedicated line at participating restaurants


• Fine dining priority reservations


• VIP line access to select nightclubs for you and a guest in las vegas


• Complimentary valet parking

When you hit the gold level tier, you really start to see some great benefits roll in. First, you’re getting all the benefits of the previous two levels. Now, though, you’ll earn points and comps faster than sapphire level members. Additionally, you’ll get complimentary valet parking, priority reservations and dedicated lines at more restaurants than just the buffet, priority check-in at the front desk, and VIP line access for you and a guest to select nightclubs during your stay.

Platinum M life tier | (200,000 + points)

Complete list of benefits earned:

• This tier includes all of the benefits of the gold, pearl, and sapphire tiers


• Annual complimentary cruise for qualifying members on royal caribbean or celebrity cruises


• 30% bonus on points earned playing slots at ml ife rewards destinations nationwide


• 30% bonus on express comps earned at M life rewards destinations nationwide


• Priority access: pool cabana, spa, and salon reservations


• Platinum experience upon check-in at las vegas resorts


• 15% exclusive M life rewards member discounts at participating retail shops (exclusions apply)


• Priority access for valet and taxi service

When you’ve reached platinum, you are almost at the top tier. As such, the benefits you receive will be pretty dang awesome. As always, you get everything from the prior levels plus a whole lot more. You’ll earn points and express comps faster than sapphire level members, get priority access for pool cabanas and at the spa and salon, and 15% off at participating retail shops. Did we mention you also get a free cruise? Yes, it’s at this level that you can really start to enjoy the fruits of your entertainment labor.

Noir M life tier | (invite only)

Complete list of benefits earned:

• This tier includes all of the benefits of the platinum, gold, pearl, and sapphire tiers


• 40% bonus on points earned playing slots at M life rewards destinations nationwide


• 40% bonus on express comps earned at M life rewards destinations nationwide


• Increased express comps earning limit


• VIP lounge check-in


• Guaranteed advance hotel reservations


• Guaranteed advance restaurant reservations


• Guaranteed show reservations


• Complimentary limousine service to/from nearest airport with hotel stay

This level is the top of the mountain. In order to make it to the noir tier, you’re going to have to be invited, and no one really knows what you have to do to make that happen. We assume it involves gambling a lot and spending a lot of money, but we don’t know exactly how much. But when you do get here, you can expect to start collecting a lot more great rewards.
Again, we’ll beat the dead horse and remind you that you get everything from the previous levels. In addition, though, you’ll get 40% bonus points and comps, VIP lounge check-in on property, guaranteed hotel, restaurant, and show reservations, and complimentary limo service to and from the closest airport when you stay at an MGM property. It’s probably also safe to say that anyone at the noir level will be getting a ton of additional perks that aren’t even listed on the website or haven’t been disclosed publicly yet.

How do you earn M life tier credits and base points?

Now that we’ve covered the different levels in the program, let’s look at how you can earn points to progress through the different stages of M life. As a customer, you can earn points when you spend on hotel rooms, dining, entertainment, spa, slots and table games at any MGM owned casino property.

• For hotel, dining, entertainment and spa you’ll earn 25 tier credits for every $1 spent


• For slot machines, you’ll earn 10 tier credits for every base point earned (base point is earned for each $3 coin in on slots)


• For video poker, you’ll earn 10 tier credits for every base point earned (base point is earned for each $10 coin in on VP)


• For play on table games, base credits are determined by average wager and time played

In order to earn tier credits by playing in the casino, you’ll need to earn base points which are then matched by a multiplier in tier credits and used to determine your rewards. For every $3 you wager on slots, you will earn 1 base point (10 tier credits) and for every $10 wagered on video poker and speciality games you’ll earn 1 base point equal to 10 tier credits. For table games, the formula isn’t published on the site but it’s rumored that you’ll earn around 300 base points per hour at blackjack with a $25 bet.

You’ll also earn $0.01 in freeplay and express comps for every base point that you earn in the casino, and we’ve explained these systems below which are unique to the M life program:

Free play – one of the cool things about M life is that you automatically accumulate free play as you gamble in the casino since you can convert your points into free play for slot machines at a rate of 1000 base points for $10 in free play.

Express comps – these also automatically accumulate as you gamble and can be used against charges back to your room including food, beverage, show tickets, retail and so on. Basically how this works is at the end of your stay you would use your express comps against your final bill to reduce your charges.

Examples of how to earn base points

Let’s say that you visit aria and spend $2,000 on your hotel room, food and drinks while staying at the hotel. You also play in the casino and wager $10,000 on slots, $1,000 on video poker and play $25 a hand of blackjack for 1 hour. Under this scenario, here is the breakdown of what you would earn:

Base points (for casino play):

game	base points	tier credits
slots	1 base point for every $3 bet ($10,000/3 = 3,333 base points)	1 base point = 10 tier credits (3,333 X 10 = 33,333 tier credits)
video poker	1 base point for every $10 bet ($1,000/10 = 100 base points)	1 base point = 10 tier credits (100 X 10 = 1,000 tier credits)
blackjack	300 base points per hour at $25 hand	1 base point = 10 tier credits (300 X 10 = 3,000 tier credits)

Tier credits summary:

• Casino play – 37,333 tier credits


• Hotel, dining, entertainment – $2,000 spend


• 25 tier credits for each $1 (2,000 X 25 = 50,000 tier credits)

In the above example on this trip the customer would’ve accumulate a total of 87,333 tier credits and would qualify for gold status in M life. For their play in the casino, they would also earn $37.33 in free play and $37.33 in express comps that could be used towards any charges at the end of their stay.

In addition to the automatic benefits we’ve described above, every member also receives an account on mlife where they can access room booking and comp offers that are populated in their member area. This is all above and beyond the regular rewards you’ll get from the program and includes things like comped rooms, free show tickets, experiences, food and beverage credits and a whole lot more.

Nope. There tends to be a lot of confusion around rewards programs where people think they are credit card offers and tend to run for the hills. The M life rewards program is strictly a rewards program. It is not a credit card, requires no credit check, and is available to anyone over the age of 21 that wants to play and earn points in an MGM group casino, such as the luxor.

Where the confusion comes in, though, is that M life does offer a credit card known as the M life rewards mastercard, which is separate from this program. Applying for or getting this card is NOT necessary to get an account and rarely is it even mentioned when you’re signing up for the program.

There are perks that come with the card, though. You’ll earn 3x points and tier credits at M life rewards destinations, 2x points and tier credits spend on gas and groceries, 1 point and tier credit per $1 spent everywhere else, and 10,000 points when you spend $1,000 in the first three billing cycles. Additionally, you’ll automatically be given pearl level status before you make your first transaction.

Should you get the M life rewards mastercard? That’s completely up to you. If you’re someone that loves going to MGM properties and would love to get a little VIP treatment there thanks to the money you spend normally, it might be worth it. You can always get the car, run all your purchases through it, and pay off the balance monthly if you don’t want to carry a balance but still reap the rewards.

M life moments

M life moments is an element of the M life rewards program that you get access to the second you join sapphire level (entry-level). M life moments are unique experiences that members can cash in their express comps to enjoy. Some of the “simpler” things available are experiences like swimming with dolphins or a day at the spa. At the other end of the spectrum, you can do things like going to the MLB all-star weekend, having a private dinner for two with julian serrano, or a private showing just for you from thunder from down under or the girls of fantasy.

Basically, you get the opportunity to do some really cool stuff that you might not be able to without being a member of the M life rewards program.

Pearl status for military members

If you’re a member of the active military, national guard, reserves or a veteran, the MGM M life program wants to thank you for your service. You can receive a special military players card that automatically upgrades you to pearl status regardless of whether you have played or spent any money at any properties.

M life rewards preferred partners

Mlife has partnered with just under a dozen other brands worldwide to offer their members some added discounts and benefits at other places around the world. These include things like discounts on rental cars at avia, discounts and preferred seating at cirque du soleil shows, and special benefits and pricing on golf and cruises. These benefits become available immediately after you join the program, sapphire level (entry-level).

So, let's see, what we have: sign in to your M life rewards account at mgmresorts.Com. Manage your account information and book unique moments, exclusively available to our members. At mgm irewards